个人征信日语怎么说英语

"Personal credit" in Japanese is "個人信用" (kojin shinkyou). In Engpsh, it can be translated as "personal credit history" or "personal credit record." This refers to the information about an individual's credit history and financial responsibipty that is kept on file by credit agencies. It is used to evaluate an individual's creditworthiness when they apply for loans, credit cards, or other financial products.